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Rockford workplace injury attorneysIf you get hurt at work, your company most likely carries worker’s compensation insurance to cover the costs associated with your injuries, including medical expenses. What happens, though, when the benefits offered by a workers’ compensation policy fail to cover everything that you lost due to your injuries?

While workers’ compensation coverage is meant to assist injured employees with medical bills, lost wages, and in some cases, disability payments, the amount of benefits that are actually paid out can vary from person to person. Most worker’s compensation payouts are based on the company’s specific policy, as well as the nature and severity of the employee’s injury. While you cannot usually sue your employer for an injury you suffered at work, there are some situations in which you might be able to take legal action to collect additional compensation. The details, of course, depend on your unique circumstances, and a skilled personal injury lawyer can help you explore your available options.

Third-Party Liability

In most cases, workers’ compensation benefits are available and paid no matter who or what caused a workplace injury, as long as the injury occurred in the course of the employee performing his or her job. However, when a third party—as in someone other than your coworker or employer—does something negligent to cause an injury, that party could be held liable through a lawsuit. The compensation available in a third-party suit would be in addition to that paid out by workers’ compensation.

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Rockford burn injury attorneysIn workplaces nationwide, workers are required to use various chemicals and other materials in order to perform their jobs properly. While many chemicals are fairly safe, others often present severe dangers, including the ability to cause serious burns. If you have suffered a chemical burn while on the job or while visiting an industrial or construction site, seek treatment immediately and learn about your rights to possible compensation.

Breaking Down a Chemical Burn

Chemicals that can seriously burn a person are usually strong acids or bases. Some such chemicals are found in most homes and may include ammonia, chlorine bleach, and drain cleaning liquids and gels. In manufacturing and industrial settings, however, there are many more chemicals that are often used for a wide range of applications. These chemicals are usually even more concentrated—and therefore more dangerous—than their household counterparts.

When a caustic or corrosive chemical makes contact with your skin, the substance could start to eat away at your flesh. The severity of the burn depends on several factors, including the type of chemical, its concentration, and how long it stays in contact with your skin. The least serious type of chemical burn is called a “superficial injury” as it only damages the top layer of skin. A “dermal injury” or “partial thickness” burn refers to damage to the second layer, called the dermis. The most serious type of chemical burn is a “full-thickness injury” and damages the top and second layers of skin, as well as the tissue underneath, including muscle and fat.

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