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Winnebago County personal injury lawyersWhen you have been injured in a car accident, a slip and fall, or any other type of incident for which another was even partially responsible, it is easy to believe that insurance companies and other parties will do the right thing. Of course, the “right thing,” from your perspective, probably looks vastly different than from theirs. You deserve to be made whole and to have whatever expenses or losses you may have incurred as a result of your injuries fully reimbursed. Depending on the nature of your case, you may also be entitled to compensation for non-monetary considerations such as pain and suffering. Unfortunately, the other party, even it is your own insurance company, may not be quite so keen on paying you what you deserve. That is why it is important to have an experienced personal injury attorney on your side.

Understanding Liability

On your own, you may not be entirely sure you have the grounds or standing to file a liability claim. The other party may look to take advantage of your uncertainty, asking you to waive your rights to a claim quickly and with little more than a signature. Whether you have been injured in a truck accident or a trip and fall on commercial property, a personal injury lawyer will be much more familiar with the applicable laws and will help you determine which party or parties may be liable for damages.

Withstanding Pressure

You have the right to represent yourself in any legal proceeding, and, in many injury situations, the process begins at the negotiating table. Insurance carriers, including auto insurance, homeowner’s insurance, workers’ compensation, and third-party liability carriers, often start with outright denials of responsibility or with low-ball offers intended to end the case quickly and quietly. Out of context, the initial offer may seem to be an impressive amount, but context is exactly what is needed. In order to know what a fair settlement offer looks like, you will need to fully understand your injuries and the impact they are expected to have on your life. An attorney can help you account for all of the necessary variables and to avoid settling for less than what you need and deserve.

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Winnebago County personal injury attorneysAfter your car has been towed and you have been to the doctor comes the part of an auto accident that most people hate the most: dealing with insurance. While every car accident is different, there are several common mistakes that people make when they have a car accident claim.

Not Doing Your Own Research on Your Car

If the insurance company has declared your vehicle a total loss, the value of your car must be determined. The insurance company will almost always attempt to determine the value, but be wary of their estimate. The mistake many people make is to simply accept the insurance company’s value without doing their own research. An offer from the insurance company is just an offer. If you can demonstrate your car was worth more than they are offering, you may be able to get more for your car.

Negotiating a Settlement Yourself

On a basic level, it may not seem like it should be that hard to negotiate a settlement with the insurance company for property damage, your medical costs, and your pain and suffering. After all, you may feel that you have access to all the data, and you were the one in the accident.

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