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Rockford personal injury attorneysIf you have been injured in a car crash or any other accident caused by another party’s actions or negligence, you might be able to pursue compensation for the injuries you have sustained. Compensation is generally available to cover medical expenses, time away from work, and damage to property, as well as more subjective losses such as pain, suffering, and permanent scarring. Unfortunately, it is not always easy to collect compensation after an accident, especially if a lawsuit is necessary.

Filing Your Claim

In most situations, the first step toward recovering compensation after an accident is filing a claim with the at-fault party’s insurance company. Depending on the situation, you might do so by going through your own insurance company first or you could file directly with the other party’s carrier. Your claim will almost certainly include the police report and any other evidence that might help prove that the other party was to blame for your injuries.

At this stage, the insurance company might offer a settlement that seems like it will cover all of your losses. Keep in mind that initial offers often do not take long-term considerations into account. For example, the first offer might come before you have even received a prognosis for making a full physical recovery from your doctor. If you accept a settlement offer, you will waive your right to taking legal action in the future, so you should discuss the matter with a qualified personal injury lawyer before making a decision.

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